275. Stop Scrambling for Payroll: The 90-Day Cash Flow System for Contractors - Danny Kerr

To learn more about Breakthrough Academy, click here: https://trybta.com/EP275 Download your free Cash Flow Resource Bundle here: https://trybta.com/DL275 You're winning jobs, billing strong — and still sweating payroll every two weeks. Cash timing slips. Payroll doesn't. Here's how to fix it.In this episode, Danny Kerr breaks down the exact cash flow management system BTA has used with 1,900+ contractors to stop the financial panic and start projecting 90 days ahead, so you can make growth decisions with intention, not desperation.What you'll learn:The 5 cash flow killers quietly draining your roofing contractor business (weak deposits, slow collections, and more)How to build a simple weekly cash flow system — so you know what you can spend before you hire, buy, or marketHow to project your cash position 90 days out and spot payroll pressure before it hitsThe financial benchmarks $10MM contractors actually useHow to stop playing financial roulette and build real confidence in your numbersWhether you're at $1M or pushing $10M, cash flow management isn't optional — it's the difference between scaling and gambling.00:00-Intro09:32-Developing Annual Budgets19:20-Effective Job Costing23:48-Industry Profit Benchmarks28:04-Strategic Cash Flow32:28-Avoiding Cash Flow Destroyers41:22-Using Cash Flow Projections53:43-Expense and Overhead Q&A