3/29/2026 The Comprehensive Investors Market Update

Spread the Wealth:Join our referral program and earn a free year with Retire By Investing! Share your unique referral link or use the ‘Share’ button on any post to invite friends. Here’s what you can earn:* 5 Referrals: Get a 1-month complimentary subscription ($20 Value)* 10 Referrals: Enjoy a 3-month complimentary subscription ($60 Value)* 15 Referrals: Secure a 12-month complimentary subscription ($200 Value)What’s New:This was AI-Generated from the video.SPY/RSPThe market is in a downtrend and technically in a bear market, marked by a triple top, lower highs, breakdown below key levels, and declining moving averages with repeated retests. Price action is extended, raising the possibility of one more flush lower before any recovery. A bear market rally is expected due to heavy selling, but rallies in bear markets differ from bull market pullbacks. For SPY, potential support levels include the 590s area (based on prior monthly candle congestion turning into support) and the 615-620 zone on the weekly chart. RSP has entered a clear bear market and is aligned with SPY weakness, with most sectors seeing broad selling pressure.QQQ/QQQEQQQ has broken below its 200-day moving average, with a death cross becoming imminent. The structure currently resembles a short-term bear move within what was previously a bull market. Potential downside targets on the monthly chart include the 520s, 540-530 zone, 507-520 area, and a deeper gap-fill scenario down to the 480-490 region. Not all gaps fill, but these levels represent possible areas of interest if selling continues. Overall, the near-term picture remains cautious with limited actionable setups.MDY/IWMMDY has moved below its 200-day moving average and is in a retest phase. This setup could support a bear market rally if a flush lower occurs first, followed by a retest of the 200 SMA. IWM is still holding above its 200-day moving average for now, which is a relative positive, though it may retest the 10, 21, or 50-day moving averages before any further downside. Both mid-cap and small-cap indexes reflect the broader market’s cautious tone.VIXThe weekly VIX chart shows a concerning pattern: an open above a significant range, closing higher, which opens the door for volatility to spike toward 35, 45, 60, or even 80. Multiple moving averages are clumped together and rising, with the 50-day now above the 200-day. Sustained moves above 50 historically lead to large volatility spikes. This setup signals elevated risk across the market. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit retirebyinvesting.substack.com/subscribe