#3 - FinTech and the Economic System (feat. Joe Martinetto, COO @ Charles Schwab)

Joseph R. Martinetto is the Chief Operating Officer of Charles Schwab where he is responsible for operations, infrastructure, and products. This includes Charles Schwab Investment Management, Legal Services, Client Solutions, Community Services, Schwab's registered investment advisor affiliates and market strategists, and the Schwab Center for Financial Research. In addition, he leads Technology Services, Digital Services, Operational Services, and the Schwab Affiliated Banks. In today's episode, Ross and Joe shared a conversation covering the broader economic system with a large percentage of that time being spent focused on financial technology including DeFi, cryptocurrency, and his leadership of the acquisition of TD Ameritrade. Segments from the episode: 00:00 - Intro 5:54 - Where young professionals should focus to maximize their potential 7:27 - Joe's early career and how to find the right career strategy for yourself 10:47 - How to be a good team player 14:02 - How to be a strong leader 17:26 - Trade-offs within the context of work-life balance 23:57 - Charles Schwab's strategy against The Great Recession 29:01 - Assessing the risk profiles of different assets 36:25 - Why large finance companies are staying away from cryptocurrencies 40:05 - Does DeFi have a future in the financial sphere? 42:30 - How Schwab leverages new technology 46:15 - Schwab's Acquisition of TD Ameritrade