3. Understanding Your Credit Score and How It Rules Your Life (If You Don't Rule It)

Credit scores are the number one topic that someone should understand before they turn 18, because that is typically when you (should) start building your credit.Your credit score will go on to determine a lot of things for you: if you can rent that apartment, get that mortgage, lease or buy that car, get a credit card, the terms of a loan, sometimes your credit score is even needed to apply for a job.I am here to help you understand the components of your credit score so that you can master it and improve your credit to the best of your ability.Do you know someone who should hear this? A friend, a niece or nephew, your cousin or children? Send them this episode so that they can understand how credit works!As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com