30 | BONUS: December Interest, Mortgage & Market Updates

What We Cover: Interest Rate Update (Dec 11) New Mortgage Rules (Effective Dec 15) 30-year amortization for first-time buyers. Higher income limits for insured mortgages. Easier stress test rules. Calgary Blanket Rezoning Controversy City’s zoning changes to allow more multi-unit homes. Lawsuit challenges from community groups. November 2024 Market Update (CREB) 45% increased inventory compared to last November 2025 Q1 Outlook Interest rate drop + mortgage changes = increased buyer activity. Prices likely stable or slightly higher. Sellers’ market expected to continue.