30 Years in Mortgages - Adrian Moloney on Specialist Lending, Buy-to-Let & the Future of Mortgages!

Group Sales Director at OSB Group, one of the major stalwarts of the mortgage industry and a big player in the specialist mortgage market. Three decades in mortgages - from starting as an admin at Mortgage Trust in Epsom, to working on-site during the brokerage boom, to underwriting and BDM roles at Portman, helping launch Nationwide for Intermediaries from scratch, and now leading the specialist lending division at OSB Group with brands including Kent Reliance, Precise, InterBay and the newly launched Rely.Whether you're a landlord, a broker or just curious about how the specialist market really works - hit play, and don't forget to like, subscribe and share!Episode Chapters:00:00 — Welcome & Adrian's 30-year journey into mortgages02:42 — Life as a BDM then vs now: paper apps, walk-ins and pitching deals05:31 — Joining Nationwide and building intermediary distribution from scratch12:01 — Surviving the credit crunch as a lender14:12 — MMR and the shift that put intermediaries in pole position22:10 — Moving to OSB: scaling Kent Reliance and acquiring Precise26:43 — Buy-to-let, tax changes and the rise of limited company lending31:17 — Launching Rely: automated underwriting meets specialist lending36:00 — Stamp duty, portfolio landlords and where the hotspots are41:24 — Adverse credit, bridging and the off-high-street opportunity46:13 — The future of mortgage tech, AI and intermediary distributionNeed help with your mortgage? 👉 Get started here – ⁠https://www.prestigepf.co.uk/⁠ 📊 Try our Stamp Duty Calculator – ⁠https://www.prestigepf.co.uk/stamp-duty-calculator⁠ 📸 Follow us on Instagram – ⁠https://www.instagram.com/prestigepf/⁠ 💼 Connect on LinkedIn – ⁠https://www.linkedin.com/company/prestige-private-finance/posts/?feedView=all⁠#adrianmoloney, #osbgroup, #specialistlending, #buytolet, #mortgages, #davidjackson