303. How Christian Caregivers Can Prepare Wisely When Dementia Begins — Medicaid Planning Basics

“Everything looked right on paper… but it wasn’t the best plan for our family.” If you’ve ever felt that, Episode 303 is your compass. I sit down with Greenville attorney Chase Campbell to unpack Medicaid basics so you can prepare wisely when dementia begins—without fear, and with biblical stewardship. 1) Start sooner than feels necessary. The best time to plan was yesterday; the second best is today. Early action widens options, especially around the five-year look-back (gifts and transfers are reviewed). Longer runway = more flexibility and protection. 2) Lock in essential documents—for them and for you. Durable Power of Attorney, Health Care POA, and a Will (consider trusts where appropriate). Revisit about every three years—people move, die, or become unable to serve. God is not a God of confusion; order brings peace. 3) Don’t mix up Medicaid and Medicare. They’re different programs that sometimes overlap. Apply to the right Medicaid program or you’ll be denied (yes, it happens!). Learn your state’s options, including Community Long-Term Care (CLTC) that can help you keep loved ones at home. 4) Know your planning lane: crisis vs. pre-planning. Crisis = already in/entering care. Pre-planning = earlier, steadier moves (e.g., trusts, transfers). Strategy varies by asset type (home ≠ bank ≠ retirement); think “squeezing a balloon”—push here, it bulges there. Balance matters. 5) Choose the right attorney. Look for fit and clear explanations—the “big-picture” guide who connects legal steps to family dynamics, caregiver health, and practical realities. Ask them to map the whole mosaic, not just one tile. Bottom line: begin, document, distinguish programs, pick your lane, and get a guide. If you want help walking it out, our Christian caregiver community is ready with prayer, practical tools, and real next steps—because stewardship is part of our sanctification.   Don’t walk alone. The Christian DigniCare Society (lifetime, under $100) gives you community, coaching, prayer, and practical tools.  https://www.thinkdifferentdementia.com/cds   💬 What Do I Say When Dementia Makes Words Hard? Get “What Do I Say? How to Connect with Your Loved One with Dementia” — a free guide for Christian caregivers navigating confusion, repetition, and emotional moments. 📥 Download the guide now: https://www.dementiacaregivingmadeeasy.com/script   🤝 You Don’t Have to Do This Alone Join other Christian caregivers who are walking this road too — and learning how to care with compassion, clarity, and faith. 👥 Join the free Facebook Group: https://www.facebook.com/groups/dementiacaregiversupportforchristians   🗣️ Ask Your Question Live — and Be Heard Bring your real-life caregiving questions to Ask the Dementia Coach — our free monthly Q&A session. You’ll get support, clarity, and maybe even be featured on the podcast. 🎤 Register here: https://www.thinkdifferentdementia.com/ask   🎓 Want to Reduce Overwhelm Right Now? Join our free workshop: How to Immediately Reduce Dementia Caregiver Overwhelm and Stress — in 3 Simple Steps 🎟️ Reserve your seat: https://www.thinkdifferentdementia.com/wsl   🧭 Still Feeling Stuck? If you’re wondering what’s underneath your stress, the Caregiver Stress Assessment can help clarify what’s really weighing you down — so you can take your next step with peace. 📊 Take the free assessment: https://www.thinkdifferentdementia.com/dca   ❤️ Enjoy This Podcast? Leave a quick review on Apple or Spotify — it helps other Christian caregivers find encouragement and real help. 🎧 Leave a review on Apple Podcasts