333. Trading Through Cycles: Whole Loan Market Insights with John Toohig, Raymond James

In this special guest episode of The TreppWire Podcast, we are joined by John Toohig, Managing Director and Head of the Whole Loan Trading Group at Raymond James. We explore how his experience through multiple market cycles, including the great financial crisis, has shaped his perspective on risk and opportunities in today's lending landscape. John shares insights on the current state ofsecondary loan markets, regulatory impacts on bank lending, and macroeconomic trends affecting different asset classes. We discuss the challenges facing residential mortgages, emerging opportunities in commercial real estate, return-to-office dynamics, and his outlook for the remainder of 2025. Tune in now. Episode notes:·       Background and Career Journey Through Market Cycles (0:23)·       Current State of Whole Loans & Secondary Loan Markets (6:30)·       Regulatory Focus and Bank Concentration Ratios (9:48)·       Macroeconomic Impacts and Asset Class Outlook (12:52)·       Overbuilding in Multifamily (17:17)·       Market Commentary and Transparency Efforts (19:16)·       Outlook for the rest of the year (22:22)  Please take our listener feedback survey: www.surveymonkey.com/r/BMPXLHG  Questions or comments? Contact us at [email protected]. Follow Trepp: X: www.x.com/TreppWireLinkedIn: www.linkedin.com/company/trepp