34 - Vacation Planning: Travel Without Debt episode artwork

EPISODE · Jun 9, 2026 · 14 MIN

34 - Vacation Planning: Travel Without Debt

from Making Sense of your Cents · host First Century Bank

Planning a getaway doesn't have to mean planning for debt! In this episode of "Making Sense of Your Cents," Daniel and Shanna break down the "Sinking Fund" strategy—the smartest way to pay for your vacation before you ever leave the driveway. We discuss the hidden costs of using credit for travel, the psychology of "guilt-free" spending, and how to automate your savings so your next trip is fully funded. Plus, we answer common community questions about balancing emergency savings with travel goals and getting the whole family on board with your vacation budget. Tune in for a simple, automated actionable tip that will change the way you look at summer planning forever! Send us Fan MailIs your sensitive financial data sitting in an unsecured mailbox? Switching to e-Statements is one of the easiest ways to protect yourself from identity theft. Moving your records from the street into our high-security digital vault provides faster access, clears the clutter, and keeps your information safe. Subscribe today, wherever you listen to your podcasts (Spotify, Apple Podcast, etc.) and send your questions to [email protected].

Episode metadata supplied by the publisher feed · Published Jun 9, 2026

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Planning a getaway doesn't have to mean planning for debt! In this episode of "Making Sense of Your Cents," Daniel and Shanna break down the "Sinking Fund" strategy—the smartest way to pay for your vacation before you ever leave the driveway. We discuss the hidden costs of using credit for travel, the psychology of "guilt-free" spending, and how to automate your savings so your next trip is fully funded. Plus, we answer common community questions about balancing emergency savings with travel ...

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34 - Vacation Planning: Travel Without Debt

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