35歲投資太保守要怎麼退休？緊抱台積電就能安心養老？｜2025.10.01

from 投資不踩雷 · host 夏韻芬

勞保虧損年年擴大，全靠政府撥補才能延後破產，退休養老全靠政府不夠，所得替代率不到5成，與理想7-8成存在很大缺口，夢想提早退休得先靠自己站穩「第三隻腳」，但社會大眾對退休理財規劃，存在許多迷思還有錯誤觀念，上班族平均超過40歲才開始存退休金，同時普遍低估退休後的財務需求，選擇過度保守的理財方式，退休金到底多少才夠？   主持：夏韻芬來賓：王儷玲（金管會前主任委員、政大風險管理與保險學系特聘教授）   （本集 9/28 於鏡新聞首播，10/1 鏡好聽播出）   Podcast聲音後製：劉寶苓

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35歲投資太保守要怎麼退休？緊抱台積電就能安心養老？｜2025.10.01

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