36: Why Health Insurance Costs Vary So Dramatically

Americans know healthcare is expensive, but what’s less understood is why the cost of coverage can vary so dramatically, even for people doing similar jobs in the same state. Host David M. Satterfield talks with Baker Institute fellows Vivian Ho and Marah Short about a new report examining health insurance premiums across Texas universities. The findings reveal striking differences in what institutions and employees pay for comparable coverage, with gaps that can reach thousands of dollars per year. This conversation was recorded on May 28, 2026. Listen and subscribe to “Baker Briefing” on Apple, Spotify, or your preferred podcast platform.   You can follow @BakerInstitute on X, Instagram, LinkedIn, and YouTube. Learn more about our data-driven, nonpartisan policy research and analysis at bakerinstitute.org.