EPISODE · Jul 6, 2026 · 10 MIN
3620: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Retirement Savings
from Optimal Finance Daily - Financial Independence and Money Advice · host Optimal Living Daily | Diania Merriam
Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you our 200-page digital workbook immediately. It’s packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes and learn more at: OLDPodcast.com. Episode 3620: Craig Stephens outlines six practical habits that separate above-average retirement savers from everyone else, from consistently investing in tax-advantaged accounts to avoiding high fees and ignoring market noise. His advice shows how small, disciplined decisions made over many years can dramatically improve long-term financial security and help build a retirement portfolio that supports your goals. Read along with the original article(s) here: https://www.retirebeforedad.com/6-habits-above-average-retirement-savers/ Quotes to ponder: "Among the most important savings habits is consistency." "Successful retirement savers have an eye on the future and are less inclined to splurge on short-term pleasures and shiny objects." "The best strategy for most everyone is to contribute to accounts regularly and keep your hands off." Episode references: Vanguard How America Saves Report: https://institutional.vanguard.com/how-america-saves/overview.html Roth IRA Information – IRS: https://www.irs.gov/retirement-plans/roth-iras Fidelity Retirement Savings Statistics: https://www.fidelity.com/viewpoints/retirement/retirement-savings-by-age Learn more about your ad choices. Visit megaphone.fm/adchoices
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3620: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Retirement Savings
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