3670: How Do You Get Comfortable Investing Your Savings? by J. Money of Budgets Are Sexy on Investment Advice episode artwork

EPISODE · Aug 19, 2026 · 10 MIN

3670: How Do You Get Comfortable Investing Your Savings? by J. Money of Budgets Are Sexy on Investment Advice

from Optimal Finance Daily - Financial Independence and Money Advice · host Optimal Living Daily | Diania Merriam

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3670: J. Money answers a reader who is great at saving money but frozen when it comes to investing it. He lays out an order of operations, clearing debt first, then topping off an emergency fund, then maxing out retirement accounts before any extra investing, and points out that an employer 401(k) match is free money most people leave on the table. He also argues that sitting on cash is not a failure, because it buys options. Read along with the original article(s) here: https://budgetsaresexy.com/get-comfortable-investing-savings/ Quotes to ponder: "You can never go wrong holding onto cash!!!" "Another nice thing about holding onto cash is that it gives you tons of OPTIONS!" "It's not optimal in a return-sense (yet), but wow does it put you in a good position for future opportunities." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

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3670: How Do You Get Comfortable Investing Your Savings? by J. Money of Budgets Are Sexy on Investment Advice

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