3677: Fiscal Fitness: Eliminate Debt with 10 Successful Diet Principles by Leo Babauta of Zen Habits on Paying Down Debt episode artwork

EPISODE · Aug 25, 2026 · 10 MIN

3677: Fiscal Fitness: Eliminate Debt with 10 Successful Diet Principles by Leo Babauta of Zen Habits on Paying Down Debt

from Optimal Finance Daily - Financial Independence and Money Advice · host Optimal Living Daily | Diania Merriam

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3677: Leo Babauta noticed that the habits of people who lose serious weight and keep it off map almost exactly onto the habits of people who get out of debt and stay out. He runs the same ten principles through both, from tracking calories or spending, to weekly check-ins, written goals, public accountability, and rewards that do not undo the progress. His argument is that neither one works as a crash program, and that paying down debt is a lifestyle change rather than a sprint. Read along with the original article(s) here: https://zenhabits.net/fiscal-fitness-eliminate-debt-with-10-successful-diet-principles/ Quotes to ponder: "Debt dieting and weight dieting are exactly the same." "No one gets into $30K of debt overnight, and you don't lose it that way either." "You're not restricting yourself, you're changing the way you live." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

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3677: Fiscal Fitness: Eliminate Debt with 10 Successful Diet Principles by Leo Babauta of Zen Habits on Paying Down Debt

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