3697: My 4 Favorite Pieces of Financial Advice Ever by J. Money of Budgets Are Sexy on Personal Finance episode artwork

EPISODE · Sep 12, 2026 · 9 MIN

3697: My 4 Favorite Pieces of Financial Advice Ever by J. Money of Budgets Are Sexy on Personal Finance

from Optimal Finance Daily - Financial Independence and Money Advice · host Optimal Living Daily | Diania Merriam

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3697: J. Money boils years of writing about personal finance down to the four pieces of advice he repeats most often: contribute at least enough to your 401k to capture the full employer match, track every dollar you spend for three months, build an emergency fund big enough to sleep at night, and get rid of bad debt. He explains why each one works, including the tax break that makes the 401k contribution sting less than expected, and admits how wide the gap was between what he had budgeted and what he was actually spending. Read along with the original article(s) here: https://budgetsaresexy.com/my-4-favorite-pieces-of-financial/ Quotes to ponder: "Contribute AT LEAST as much as your employer matches." "This is the one thing you can do to learn EXACTLY where your hard-earned money goes to." "There's something to be said in having a pile of cash in your account for whatever it is you'll need it for." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

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3697: My 4 Favorite Pieces of Financial Advice Ever by J. Money of Budgets Are Sexy on Personal Finance

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