37 尴尬残酷的“大时代”--日本消费者金融简史

消费者金融（サラ金）是日本现代社会中重要的一个侧面，但是这个侧面是藏在阴影中的，除非有相当的日本生活经验或者仔细的观察，很难对这个侧面有什么了解。就像是一个尴尬的秘密，当地人都心领神会但不会主动多说。对于在日本生活的外国人而言，对日本的消费者金融历史有一定了解有现实的意义。消费者金融的历史包裹着社会生活，经济变迁，政治博弈等方面，作为一个切入点，可以了解日本现代史每个阶段的温度。负债者的凄惨和催债者的残酷无需多言。然而在批判和冷眼中，放贷业者是还是一步步把这个行业做成如此成功，以至于渗透社会各个环节。这背后的原因是什么？和获得诺奖的贫民信贷相比，日本的消费者金融又有什么本质区别？国内的消费者金融如今层出不穷。结合日本的例子，我们如何对待这些金融产品？作为消费者有什么地方需要注意？14:32  初见的美好47:27  黑暗森林时代75:36  迷失的现代

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37 尴尬残酷的“大时代”--日本消费者金融简史

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