37: Thinking of Leaving Teaching? The Realities of Full-Time Business Income episode artwork

EPISODE · Jan 7, 2026 · 17 MIN

37: Thinking of Leaving Teaching? The Realities of Full-Time Business Income

from Online Business for Teachers | TPT | How to Make Extra Money, Work From Home, Digital Products · host Monica Lopez - Business & Mindset Coach for Teachers

What if working from home and “passive income” aren’t as stress-free as we’ve been led to believe? In this episode, I’m sharing a very honest reflection on what it’s actually like to run a business full time, especially as a former teacher who was used to a steady paycheck. I’m recording this at the start of a new year, in the middle of selling our house, and coming off a season that felt busy, heavy, and lacking joy. That reflection led me here. If you’re a teacher dreaming of leaving the classroom, working from home, or building “passive income,” this episode is for you. Not to discourage you, but to help you make the best decision at the right time with clarity instead of fantasy. In this episode, we talk about: Why business ownership brings a different kind of stress no one really talks about What “passive income” actually looks like in real life The financial difference between a teacher paycheck and business income Why making just enough money in your business isn’t enough How taxes, expenses, and slow months really impact your take-home income Why saving 3–6 months of expenses is non-negotiable The importance of having more than one income stream (especially if you sell on TPT) What surprised me when I reviewed my own income data How to think clearly and realistically before quitting your job This episode is about grounding your dreams in truth and making empowered decisions instead of emotional ones. You absolutely can build a business and work from home. I just want you to do it in a way that protects your peace, finances, and future. Here’s to 2026: Create value. Go sell it. And don’t underestimate what you bring to the table. Book a 1:1 coaching call if you want personalized guidance on income planning, product strategy, or your next step out of the classroom

What if working from home and “passive income” aren’t as stress-free as we’ve been led to believe? In this episode, I’m sharing a very honest reflection on what it’s actually like to run a business full time, especially as a former teacher who was used to a steady paycheck. I’m recording this at the start of a new year, in the middle of selling our house, and coming off a season that felt busy, heavy, and lacking joy. That reflection led me here. If you’re a teacher dreaming of leaving the classroom, working from home, or building “passive income,” this episode is for you. Not to discourage you, but to help you make the best decision at the right time with clarity instead of fantasy. In this episode, we talk about: Why business ownership brings a different kind of stress no one really talks about What “passive income” actually looks like in real life The financial difference between a teacher paycheck and business income Why making just enough money in your business isn’t enough How taxes, expenses, and slow months really impact your take-home income Why saving 3–6 months of expenses is non-negotiable The importance of having more than one income stream (especially if you sell on TPT) What surprised me when I reviewed my own income data How to think clearly and realistically before quitting your job This episode is about grounding your dreams in truth and making empowered decisions instead of emotional ones. You absolutely can build a business and work from home. I just want you to do it in a way that protects your peace, finances, and future. Here’s to 2026:Create value. Go sell it.And don’t underestimate what you bring to the table. Book a 1:1 coaching call if you want personalized guidance on income planning, product strategy, or your next step out of the classroom

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37: Thinking of Leaving Teaching? The Realities of Full-Time Business Income

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This episode was published on January 7, 2026.

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What if working from home and “passive income” aren’t as stress-free as we’ve been led to believe? In this episode, I’m sharing a very honest reflection on what it’s actually like to run a business full time, especially as a former teacher who was...

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