#40 What Really Happens After A Disaster Strikes- Part 1

Did you know that, according to FEMA, only 38% of people in the U.S. are prepared for a disaster? In this episode of 38% Prepared, Angie and Leigh kick off a brand-new series focused on what happens after a disaster strikes.🔍 What You'll Learn:What the "Sequence of Delivery" is and why it’s critical for disaster recoveryThe difference between the response and recovery phasesImmediate actions to take after a tornado or similar disasterHow to report property damage to local emergency managementWhen and how to file insurance claimsWhat mass care services are available right after a disasterWhich initial FEMA assistance programs may be available🌪 Disaster Scenario:Using a tornado scenario, Angie and Leigh walk you through what happens when:Your home is damaged but still standingYou have a hole in the roof and broken windowsYour car is crushed by a fallen treeYou have no power or internet access🛠️ Key Actions After a Disaster:Find a safe place to stay if your home is uninhabitableReport property damage to local emergency management(Tip: Find out how to do this before disaster strikes!)File claims with both homeowners/renters insurance and auto insuranceSeek out mass care services like sheltering, food, and emergency supplies🏡 Initial FEMA Assistance Programs:After an official disaster declaration, the following programs may be available:Lodging Expense Reimbursement (LER): Covers short-term lodging costsRental Assistance: Helps with temporary housing costsEmergency Assistance: A one-time payment (around $750) for immediate needs⚡ Important Notes:Local communities may offer additional resources not covered in this episodeInsurance companies and contractors may be backlogged after major disastersFEMA will not duplicate benefits already covered by insuranceKeep documentation of all expenses for reimbursement purposesResources