401(k) Catch-Up Changes in 2026 - Your Action Plan episode artwork

EPISODE · Nov 22, 2025 · 4 MIN

401(k) Catch-Up Changes in 2026 - Your Action Plan

from Retirement Quick Tips with Ashley

This week on the Retirement Quick Tips Podcast, I'm talking about the new rules for catch up contributions for higher earners over 50, going to effect in 2026: If you're participating in your 401k plan at work, if you're over 50, you're planning to maximize your contributions including the additional catch-up contribution, and you're going to make more than $145,000 in wages from your employer in 2025 - the rules for making catch up contributions are changing for you in 2026.  Today, I'm talking about your action plan for successfully implementing this rule change in 2026 in your own savings plan.

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401(k) Catch-Up Changes in 2026 - Your Action Plan

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