418-Saturday Q&A: Your Comments, Suggestions, and Questions

Quick on-the-road show today to share listeners' suggestions, additional information, feedback, and questions. Joshua Timestamps: (thanks to the hard work of a listener!) 0:00 Intro 6:00 Joe recommends a "relationships" budget category, separate from "giving". (Episode 408) 12:08 Rio asks how to separate personal and business budgets. (Episode 408) 14:36 Guy asks about budgeting for taxes. Should one start the budget using gross or net income? (Episode 408) 18:13 Artem comments about donating a body to science as being different from organ donation. (Episode 409) 20:03 Ross comments that funerals should also be considered a means of closure for the living. (Episode 409) 21:34 Hannah offers insight into the credit score that CreditKarma.com utilizes in its calculations. (Episode 411) 24:35 Guy asks if freezing you credit negates the need for ID protection/insurance services. (Episode 411) 26:38 Kevin offers up a tip of the day. (Episode 411) 27:13 James has concerns about the Personal Capital sponsorship. (Episode 413) 44:24 Advice to podcasters regarding ads, specifically CPA (cost-per-aquisition) vs. CPM (cost-per-thousand).