428 \\ Solo 401K vs SEP IRA (2026): How to Hit $72K Before Dec 31

A simple retirement plan could be costing you thousands in tax savings. In this episode of Small Business Finance, Tiffany Phillips, CPA and tax strategist, breaks down the 2026 math behind a SEP IRA vs. Solo 401(k). You’ll see why the same business income can produce very different retirement contributions and tax deductions depending on the plan you choose. Learn how employee and employer contributions work, why a Solo 401(k) can reach the annual limit much faster, and when a SEP IRA may still make sense. Tiffany also covers Roth options, catch-up contributions, employees, S corporation wages, and important year-end deadlines. If year-end tax planning and tax reduction are priorities for your business, this is one comparison you should make before tax season. Listen now and find out whether your retirement plan is leaving money on the table. 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ➡️https://tiffanyphillips.samcart.com/products/your-biggest-expense-bundle ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call ➡️https://calendar.phillipsbusinessgroup.com/tax 📧 Questions? Email Me at [email protected] ✅ Like and Rate us for more practical tax saving tips... Keep More! 👉if you want me to keep walking through these planning moves, comment PLAN and I’ll get you some more information.