#43| Disability Insurance, Demystified For Doctors

We pull back the curtain on disability insurance for physicians, focusing on true own occupation, smart timing, and how to avoid costly mistakes. Michael Kittner shares a practical roadmap for protecting income, using GSI early, and right-sizing coverage over a medical career.• why rates are the same across agents• how riders and definitions change pricing• why true own occupation matters for specialists• the timeline from residency to financial independence• when to increase or reduce benefits and riders• the two questions to protect GSI access• how group policies differ from individual coverage• common mistakes: waiting, underwriting first, price-only shopping• peace of mind as part of a financial plan• how to contact Michael and get the free ebookDownload the free e-book, The Doctor’s Playbook for Disability Insurance, using the link here.For more information, visit Money Meets Medicine to explore helpful resources and insights. You can also connect with Michael on Instagram to follow his work, stay updated, and learn more from his day-to-day content. I would love for you to subscribe, leave a review, or pass it along to someone in your circle who needs to hear this episode.Connect with me on Instagram or email me at [email protected] with your thoughts, topic ideas, questions, or even guest suggestions.