#43 What Really Happens After A Disaster Strikes Part 2: Understanding Other Needs Assistance & Temporary Housing

In this continuation of the 38% Prepared Podcast series on disaster recovery, hosts Angie and Leigh discuss  FEMA's individual assistance programs that become available after a federally declared disaster.What You'll Learn:The difference between Other Needs Assistance (ONA) and Temporary Housing AssistanceWhat ONA covers beyond property damage (like medical costs and funeral expenses)How Temporary Housing programs work — from rental aid to hotel coverageWhat FEMA’s Home Repair Assistance includes (including accessibility and mold remediation)Why not all disasters qualify for FEMA helpThe importance of the “no duplication of benefits” ruleKey Programs Covered:ONA: Personal property, vehicle, medical/dental, funeral, childcare, tools, and moreTemporary Housing: Rent assistance, hotel stays, trailers, and utility supportHome Repair Assistance: Structural repairs, accessibility updates, plumbing/electrical fixesImportantReminders:FEMA assistance is only for federally declared disastersYou must be a U.S. citizen, non-citizen national, or qualified alienPrimary residence requirement appliesApply as soon as possible - don't self-determine eligibilityKeep all documentation and receiptsRemember: The first step in preparedness is thinking - and taking notes!