#44 - Are You Buying Term and Investing the Difference? Here's Why It’s Costing You Millions of Dollars

What if I told you that "buy term and invest the difference"—the strategy pushed by nearly every mainstream financial guru—is actually costing you millions? Today's episode is special because I'm bringing back the man who completely transformed how I think about money—my coach and mentor, Trent Fortner.   Quick note before we dive in: This episode is best experienced on VIDEO because my coach Trent will be walking through actual calculators and software on screen. You can watch the full video on YouTube at Wealth Eazy. However, if you're listening on the go, don't worry—I'll do my best to read out all the numbers so you can follow along.   Trent's been in this business for 36 years, and he's about to mathematically prove why buying term and investing the difference is one of the biggest wealth transfers in history. We're not talking theory. We're showing you actual calculators, real historical returns, and the hidden costs that financial institutions pray you never discover. By the end of this episode, you'll understand why you're putting up 100% of the capital, taking 100% of the risk, and only keeping 20% of the returns. This is Episode 44. If you're ready for the truth, let's go.   ===================================== Wealthy Eazy is a property of John Durbano Inc. Stay up to date on all our podcasts by signing up to John Durbano Weekly, our quick dive every Tuesday into one specific topic related to financial strategies and wealth building tips. Sign up here: https://www.johndurbano.com/resources... You can also listen to the audio version of this podcast on all your favorite podcast channels. Spotify: https://open.spotify.com/show/2ccUGBw... Apple: https://podcasts.apple.com/us/podcast... ======================================   Connect with me on social media: 𝗜𝗚 www.𝗶𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺.𝗰𝗼𝗺/𝗷𝗼𝗵𝗻.w.mcguire 𝗧𝗶𝗸𝗧𝗼𝗸 www.𝘁𝗶𝗸𝘁𝗼𝗸.𝗰𝗼𝗺/@𝗷𝗼𝗵𝗻.𝗱𝘂𝗿𝗯𝗮𝗻𝗼/ 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝘄𝘄𝘄.𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸.𝗰𝗼𝗺/𝗷𝗼hnny.durbano   Book your 𝗙𝗥𝗘𝗘 𝟯𝟬𝗺𝗶𝗻 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻: https://calendly.com/d/4zf-m7f-xqw   erage American—all while spending guilt-free. Plus, he reveals the estate planning approach that works like building the Golden Gate Bridge, ensuring your wealth transfers seamlessly across generations instead of disappearing like the Vanderbilts' fortune.   If you're ready to stop manually saving and start automatically building wealth, this episode is your starting point.