EPISODE · Feb 11, 2026 · 4 MIN
44. Santander 98% Mortgage: £10k Deposit for First‑Time Buyers
from Taking Care of Business · host Stephanie Anais
Santander’s 98% mortgage - aka “My First Mortgage” - offers first‑time buyers a £10,000 minimum deposit, up to £500,000 borrowing, and a 5.19% five‑year fixed rate with no arrangement fee. This episode breaks down why Santander might be doing this now and where it fits in today’s first‑time buyer landscape.Hosted by Stephanie AnaisDisclaimer: This is not financial advice.
What this episode covers
Santander’s 98% mortgage - aka “My First Mortgage” - offers first‑time buyers a £10,000 minimum deposit, up to £500,000 borrowing, and a 5.19% five‑year fixed rate with no arrangement fee. This episode breaks down why Santander might be doing this now and where it fits in today’s first‑time buyer landscape.Hosted by Stephanie AnaisDisclaimer: This is not financial advice.
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44. Santander 98% Mortgage: £10k Deposit for First‑Time Buyers
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