45. Growing Old is Mandatory, Doing it Well Optional | Jimmy Molloy

“Investments is just one of the areas that we look at when we look at somebody's overall financial health,” explains Jimmy Molloy, President & Owner of Blue Collar Financial Advisors. Although planning for our retirement seems unrelated to our physical health, the two are very connected. Today, Jimmy shares how to navigate financial planning to better our overall lives.    Just like dieting, it’s better to make incremental changes when accumulating wealth. We may think that cutting down expenses like eating out will be the saving solution, but attempting strict frugality too fast will be challenging to sustain after a few weeks. To help make retirement part of your long-term planning, Jimmy suggests slowly reducing spending to gain monetary wellness in a manageable way.   Exploring your finance options will make you healthier long-term. Learn more about the similarities between Dr. Andrew and Jimmy’s industries, putting together a foundational plan, and why financial advice is not just for the rich and famous.     Quotes • “Where I came from was relationships. What I do now is really relationship-driven.” (4:40-4:45 | Jimmy) • “Investments is just one of the areas that we look at when we look at somebody's overall financial health.” (14:04-14:10 | Jimmy) • “Most regular people are out there, working hard, and need advice. And that's my job to bring that to the table for people who don't think they can afford it, but truly, it’s a conversation they need to have.” (30:26-30:41 | Jimmy) • “​​A financial plan is not a one-and-done document. It is a living, breathing entity that changes as your life changes.” (33:15-33:25 | Jimmy)  • “If you take care of your body to the best of your ability, you will enjoy those later years in life. That's the same thing with your finances.” (39:03-39:10 | Jimmy)   Links Connect with Jimmy Molloy: Website: ttps://www.blue collar financial advisor.com/ Connect with Physio Room:  Website | ​​https://physioroomco.com/  Instagram | https://www.instagram.com/physioroomco/ Facebook | https://www.facebook.com/physioroomco Andrew’s Personal Instagram | https://www.instagram.com/dr.andrewfix/  Andrew’s Personal Facebook | https://www.facebook.com/andrew.fix.9/   Podcast production and show notes provided by HiveCast.fm