46: Make Green Challenge part 2 - Tools for the win

We never thought we needed a budget because we've always spent less than we made. Therefore, we were always saving, but there wasn't any intentionality around the money that we saved. We weren't saving a set amount and we were just giving ourselves the leftovers. No longer do we give ourselves the leftovers! We plan to save to be able to pay for things that matter to us - early retirement, traveling, and experiences. We share our journey from no budget to recognizing the need for us to budget in part 2 of the Make Green Challenge. In This Episode We Discuss Do we really need a budget? How aware are we of our spending? What tools do we use to track our spending? How has the tracking of our spending impacted our finances? Resources & Related Links Podcast Episode 46: Make Green Challenge Part 1: Flex on that Retirement Podcast Episode 2: How to Save for Retirement: We share more details and our stories around ways to save for retirement. We discuss Roth accounts in detail and much more. Podcast Episode 3: From Fired to FIRE: We discuss our journey with being laid off, quitting jobs, and using our jobs to try to reach financial independence. ⁠⁠⁠⁠Book your Clarity Session⁠⁠⁠ (a detailed financial review and action plan) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠. Sign up for the email list by visiting ⁠⁠⁠⁠⁠⁠blackandbrownmakegreen.com/subscribe⁠⁠⁠⁠⁠⁠ We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up. Listen online to this episode at ⁠⁠⁠⁠⁠⁠https://blackandbrownmakegreen.com/podcast⁠⁠⁠⁠⁠⁠ Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer ⁠⁠⁠⁠⁠⁠here.⁠