47. What to Do If Your 401k Doesn’t Have a Target Date Fund And Why the Best Investment Strategy Is Kinda Boring

If you’ve ever opened your 401(k), seen only a few investments, and thought…Wait. Is this really enough?Investing has a reputation for being complicated, which can make a simple portfolio feel almost too simple. Shouldn’t you own more funds? More stocks? More… stuff?In this episode, we’re breaking down what a strong, simple investment portfolio can actually look like — especially if you don’t have a target date fund in your 401(k).You’ll learn:✨ The 4 things to look for in a strong core portfolio✨ How just a few funds can give you exposure to thousands of companies✨ What you might see in your 401(k) if you don’t have a target date fund✨ Why owning more funds doesn’t necessarily mean you’re more diversified✨ What to look for so you understand what you own, why you own it, and what you actually need to do nextThe goal isn’t to build the fanciest-looking portfolio. It’s to be able to open your investment account and think:I know what I own. I know why I own it. And I feel confident leaving my money here for the long haul.If you’ve been investing for years but still have that nagging feeling of “I hope I’m doing this right,” my 90-Minute Money Session is designed to help you finally answer that.We’ll look at your investments alongside the life you’re trying to build, so you can leave knowing:✨ What you’re already doing right✨ What, if anything, needs to change✨ Whether your investments are actually supporting your goals✨ Exactly what your next steps areBook your 90-Minute Money Session at buildwealthwithkatie.com/supportsession