EPISODE · Mar 10, 2026 · 7 MIN
476. The First Call Ask: The Simple Habit That Creates More Referrals
from Loan Officer Leadership · host Steve Kyles
Take the free Predictable Income Map quiz at predictableproducer.com/quiz. Five questions, two minutes. Find out exactly which of the 5 stages you are in and what is keeping you there. JOIN THE COMMUNITY: skool.com/loan-officer-leadershipThe free room for loan officers done running on hope.Most loan officers wait too long to ask for referrals.In this episode, Steve Kyles and Frank Garay share a simple but powerful strategy: ask for the business on the very first call.You’ll learn:Why the first conversation is the perfect time to ask for referralsHow to ask in a way that feels natural, not salesyA real story of a dead lead turning into a funded dealWhy making more offers always leads to more opportunitiesThe truth is simple: the loan officers who ask the most tend to close the most.Where to go next:Not sure where your income is leaking? Start here, free, 2 minutes:predictableproducer.com/quizReady to install the system, 5-Day Predictable Producer Challenge:predictableproducer.com/challengeJoin the free community, Loan Officer Leadership on Skool:skool.com/loan-officer-leadershipTogether we win. Ready to build a predictable production system? The 5-Day Predictable Producer Challenge walks you through identity, the math, your warm list, your calendar, and the exact ask, one day at a time. On demand. Start today at predictableproducer.com/challenge.
What this episode covers
Take the free Predictable Income Map quiz at predictableproducer.com/quiz. Five questions, two minutes. Find out exactly which of the 5 stages you are in and what is keeping you there. JOIN THE COMMUNITY: skool.com/loan-officer-leadershipThe free room for loan officers done running on hope.Most loan officers wait too long to ask for referrals.In this episode, Steve Kyles and Frank Garay share a simple but powerful strategy: ask for the business on the very first call.You’ll learn:Why the first conversation is the perfect time to ask for referralsHow to ask in a way that feels natural, not salesyA real story of a dead lead turning into a funded dealWhy making more offers always leads to more opportunitiesThe truth is simple: the loan officers who ask the most tend to close the most.Where to go next:Not sure where your income is leaking? Start here, free, 2 minutes:predictableproducer.com/quizReady to install the system, 5-Day Predictable Producer Challenge:predictableproducer.com/challengeJoin the free community, Loan Officer Leadership on Skool:skool.com/loan-officer-leadershipTogether we win. Ready to build a predictable production system? The 5-Day Predictable Producer Challenge walks you through identity, the math, your warm list, your calendar, and the exact ask, one day at a time. On demand. Start today at predictableproducer.com/challenge.
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476. The First Call Ask: The Simple Habit That Creates More Referrals
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