48: Ruben Greth - Yrēfy

SummaryIn this episode, Brandon Bruckman welcomes back Ruben, who shares insights into his evolving career in real estate and capital raising. Ruben discusses his transition from traditional real estate syndication to a debt fund model focused on student loans. He elaborates on the challenges of building a subdivision, the current state of capital raising, and the importance of marketing in attracting investors. The conversation also touches on the motivations of investors and the altruistic aspects of Ruben's business model, which aims to help borrowers while providing returns to investors. This conversation delves into the intricacies of debt, banking, and the dynamics of registered investment advisors (RIAs). It explores how banks operate, the nature of student loans, and the challenges of finding suitable RIAs for alternative investments. The discussion also touches on the importance of spiritual philosophy in business, emphasizing peace and ethical behavior as key components of success. The conversation concludes with practical advice for capital raisers and resources for further learning.TakeawaysRuben has transitioned from real estate syndication to a debt fund model.He has successfully raised over $4 million in a short time.Building a subdivision involves numerous unforeseen challenges. Investors need to understand their goals before investing in developments.The current capital raising environment is cautious, with many investors on the sidelines.Marketing plays a crucial role in attracting investors to capital raising efforts.The debt fund model offers lower risk and higher returns compared to traditional investments.Ruben's business model focuses on helping borrowers while providing returns to investors.Altruism in business can enhance capital raising efforts.Understanding the motivations of investors is key to successful fundraising. Student loans are unique as they lack collateral but are bankruptcy protected. Co-borrowers significantly mitigate risk in lending.Finding independent RIAs is challenging but essential for alternative investments.Alternative investments can serve as bond alternatives for portfolios.Peace should be a guiding principle in business decisions.Good human behavior is crucial for attracting success.Capital raisers should seek experienced partners for better outcomes.Connect with Ruben - https://www.linkedin.com/in/rubengreth/Social Links:Podcast: The Retiring Real Estate InvestorFollow us on Instagram: @InvestWithInsightFollow us on Facebook: @InvestWithInsightFollow Brandon on Linkedin: @BrandonBruckmanJoin the Facebook group: Invest with InsightListen on Spotify: The Retiring Real Estate InvestorListen on Apple: The Retiring Real Estate InvestorIf you're looking to learn more about DSTs, 1031 exchanges and passive investing, visit www.investwithinsight.comThe firm is a registered investment adviser with the states of KS, MO, WI, CA, AZ, TX, LA, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements.