5.19.25 U.S. Credit Downgrade; Xactus' Greg Holmes on Intelligent Verification; Mixed Economic Messages

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today’s episode, we look at what rates are doing after Moody's downgrade of the U.S. Plus, Robbie sits down with Xactus’ Greg Holmes to discuss how the company’s consultative approach, intelligent verification, and strategic partnerships are helping lenders. And we parse through all the economic data we received last week and preview this week's economic calendar.Xactus is a leading fintech committed to the continued transformation of the mortgage verification industry. Pioneering a new class of technology – Intelligent Verification – Xactus is redefining how the industry originates and services mortgages. With Xactus360, our industry-first Intelligent Verification Platform, we put the full power of the market’s leading verification partner into a user-centric technology that harnesses real-time insights to power automated actions enabling clients to make faster, better decisions with the right data at the right time.