5 Levels of Canadian Retirement in 2026 - Where Do You Stand?

In this episode of the AskTMFG Podcast, Carlo Cansino and John Iaconetti break down retirement into five distinct levels for 2026, showing that where you stand isn’t just about how much you’ve saved, but how your income, taxes, housing, and benefits all work together. They walk through each level, from relying primarily on government benefits to having fully self-directed income, and explain what each stage looks like in terms of stability, flexibility, and control. The focus isn’t on hitting a specific number, but on understanding how your retirement is structured, and how small changes in income planning, tax efficiency, and withdrawal strategy can move you into a stronger position over time. 👉 Watch the full episode on YouTube: https://youtu.be/QSpaRdiKiAU  Question for our listeners: Which level do you think you’re currently in, and more importantly, do you feel in control of your retirement? 👉 If you’d like help understanding where you stand and how to move forward, we’re offering a complimentary portfolio analysis: https://tmfg.ca/portfolio-analysis/ Follow us on our social channels: LinkedIn: The McClelland Financial Group Facebook: https://www.facebook.com/tmfg.ca Instagram: https://www.instagram.com/themcclellandfinancialgroup_/