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EPISODE · Jan 21, 2026 · 35 MIN

5 Money Habits of Millionaires

from The Millionaire Insider Podcast · host Annette Bau, CFP®;

One of the most common questions I hear is: "What money habits actually make the biggest difference—especially as retirement gets closer?" It's such an important question, and I'm excited to answer it today. After more than 35 years of advising women, couples, and families, I've seen that building lasting wealth isn't about taking big risks or chasing the next hot investment. It's about developing the right habits, creating a solid plan, and staying focused on what truly matters. In today's episode, I share five core money habits that helped me build wealth and that continue to help my clients feel confident, secure, and in control of their financial future. In this episode, you will learn: >> (2:29) The single most important habit for growing and protecting wealth, especially as you approach retirement >> (6:19) A critical financial skill every woman needs to feel confident and empowered around money >> (15:04) How long it generally take to change a habit, and why progress matters more than perfection >> (21:44) The greatest benefit of wealth, and why it goes far beyond dollars and cents If you want to create a secure financial future and retirement you love, this episode is for you. The habits I share can support you at any stage of life—but they are especially powerful when you're focused on retirement readiness, peace of mind, and financial independence. You can do this, and with the right plan and guidance, we are here to help you on your journey. Enjoy the episode. Links Referenced in the Show: The Millionaire Mindset Guide: https://themillionaireinsider.com/mmg The Magical Budget Template: https://themillionaireinsider.com/mbt Request Support from our Team: https://themillionaireinsider.com/sr Get your Free Financial Checkup: https://themillionaireinsider.com/fc Show notes and more information: https://themillionaireinsider.com/146 This information is for educational purposes only and is not intended to provide financial, investment, or planning advice.

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5 Money Habits of Millionaires

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