5 Tax Strategies for Individuals with $2 Million or More

Get your Modern Confidence Score: https://bit.ly/4ftOUAs  Meet with us: https://bit.ly/4fuisOf Education center: https://bit.ly/4wtIBCJ Crossing the $2 million portfolio threshold may need shifting from simple saving to strategic tax engineering. Learn 5 advanced strategies to protect your wealth. Video Chapters: 0:00 - How do I protect my $2 million portfolio from unexpected taxes? Intro to high-net-worth coordination. 4:46 - Strategy 1: How do I use a Donor-Advised Fund to exceed the $35,000 standard deduction? 16:00 - Strategy 2: How do I qualify for a 0% capital gains rate on $150,000 of income? Harvesting gains in low-income years. Subscribe to Modern Wealth Management for more educational content: 24:40 - Strategy 3: How do I use the $19,000 gift exemption to transfer wealth with warm hands? Lifetime family transfers 31:16 - Strategy 4: How do I smooth my income brackets with strategic Roth conversions? Flattening income tax valleys. 32:38 - Strategy 5: How do I manage taxes during a business sale or RSU stock vesting? Executing equity compensation liquidations. 35:35 - How Marty James used in-kind CRT distributions to avoid capital gains. 39:13 - Questions from viewers: Can I withdraw converted Roth IRA funds immediately without a penalty? and How do I stress-test my plan against a market crash and Social Security cuts? Send us a questions to be featured on the show at: [email protected]  For more educational content visit:  https://www.youtube.com/@MeetModernWealth  Check out our other videos: https://youtu.be/BdM-15mxEDM?si=D7AftiJLLwiyPU0f  https://youtu.be/O-nGasrm5HE?si=Mup8P2NTi13R9-2Q   https://youtu.be/BL2pmLI8dRw  Sources: https://www.modwm.com/2026-tax-brackets/  www.irs.gov/businesses/small-businesses-self-employed/whats-new-estate-and-gift-tax  https://www.modwm.com/trump-accounts/  ______ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser.  The views expressed represent the opinion of Modern Wealth Management, a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.