5 Things Every College Graduate Needs to Know Before Their First Paycheck episode artwork

EPISODE · Jun 11, 2026 · 23 MIN

5 Things Every College Graduate Needs to Know Before Their First Paycheck

from Women, Wealth and What Matters: 5 Things with Tracy Byrnes · host Tracy Byrnes

You got the diploma. You got the job.Now what?In this episode of Women, Wealth & What Matters, Tracy Byrnes breaks down the financial lessons most graduates never learn in college, including:·      How to fill out a W-4 and understand your paycheck·      Why a 401(k) match is free money·      Whether a Traditional or Roth 401(k) makes more sense·      How an HSA can become a powerful long-term savings tool·      Why every graduate needs an emergency fund and good credit·      The investing habit that can potentially add hundreds of thousands of dollars to your future wealthWhether you're a recent graduate or the parent of one, this episode is packed with practical advice explained in plain English.Because financial success isn't about being perfect.It's about getting started. One smart decision at a time.Hosted by Tracy Byrnes, MBA, CDFAVice President, Women & Investing, Lebenthal Global AdvisorsIf you've got a question, a topic suggestion, or just want to say hi, shoot us an email at [email protected]!Follow us on:X: @TracyByrnesInstagram: @TracyByrnesWealth

Episode metadata supplied by the publisher feed · Published Jun 11, 2026

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You got the diploma. You got the job. Now what? In this episode of Women, Wealth & What Matters, Tracy Byrnes breaks down the financial lessons most graduates never learn in college, including: · How to fill out a W-4 and understand your paycheck · Why a 401(k) match is free money · Whether a Traditional or Roth 401(k) makes more sense · How an HSA can become a powerful long-term savings tool · &nb...

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5 Things Every College Graduate Needs to Know Before Their First Paycheck

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