5 Ways Homeowners Insurance Can Kill Your Home Purchase

Homeowners insurance is quietly becoming one of the biggest reasons buyers lose the home they thought they were getting. You can have great credit, stable income, and a full mortgage approval, only to have an insurance issue derail the purchase at the last minute. In this episode, Josh Lewis and I break down five ways homeowners insurance can blow up a home purchase, how higher premiums affect qualification, and what buyers should check before making an offer. If you're planning to buy a home, this episode could help you avoid an expensive last-minute surprise.Timestamps:00:00 - How homeowners insurance kills home purchases01:35 - Why insurance impacts your mortgage approval04:42 - Homes that are difficult or expensive to insure08:10 - Why insurance quotes vary so much12:35 - Red flags buyers overlook before making an offer16:48 - How to avoid insurance surprises during escrow20:10 - Final tips to protect your home purchase✅ Are You Ready To Buy A Home?http://www.buyrightborrowsmart.com/quiz✅ Start your stress-free journey today:http://www.theeducatedhomebuyer.com/start📩 Email: [email protected]💻 Website: http://www.theeducatedhomebuyer.com=================================================Connect with us 👇Jeb SmithHuntington Beach Realtor | Orange County Real EstateDRE #01407449Real BrokerJosh LewisHuntington Beach Certified Mortgage ExpertDRE #01209148BuyWise MortgageM: (714) 916-5727