51. Women, Wealth & Influence: How Chantal Built a Brand AND a Career

What happens when a commercial banker who grew up hustling since age 12 also becomes one of Central Florida’s favorite food influencers? You get today’s guest: Chantal “Chanti” — commercial banker, creator behind Let’s Try This Con Chanti, and host of Let’s Chisme Con Chanti.In this episode of Talk Wealthy To Me, Michelle and Chanti talk about the real money lessons behind the highlight reel: from pricing your work as a kid entrepreneur in the Dominican Republic, to reviewing loans as a banker, to monetizing content as a creator without 100K followers. They dig into:How a 12-year-old jewelry “side hustle” turned into a masterclass in pricing, margins, and laborWhat commercial bankers actually look for when you apply for a loan (and the instant red flags)Why W-2 income is king for lending—and how that compares to entrepreneurshipThe biggest mistake small business owners make with cash and underreportingWhy your credit score is your financial reputation (and why the story behind it doesn’t show up on the application)The truth about “cash is king” in 2025 and what really matters instead (liquidity + access)How to start monetizing your social media without a massive audienceBrand deals, UGC, and why some creators with 4K followers earn more than those with 40KSeparating your influencer income with an LLC, clean bookkeeping, and tax planningWhy not every passion needs to be maximized for profit—and how to decide what’s for money vs. what’s for joyIf you’ve ever wondered how to:Turn your creativity into an actual revenue streamWalk into the bank as a stronger borrowerProtect your credit score and borrowing powerBuild multiple income streams without burning out…this conversation is for you.Connect with Chantal: Let's Chisme with Chanti: https://www.letschisme.com/Instagram:  @letstrythingsconchanti-------------------------------Finance 101 is officially open — and this holiday season, you can gift financial literacy AND make double the impact.Every purchase of our Finance 101 Course will not only raise up a woman in need, but also activate one TinySuperhero — a child facing chronic or terminal illness who needs hope. We’re on a mission to activate 100 TinySuperheroes by the end of the year. Help us get there.Check out the link below to give, grow, and make an impact: https://womeninwealth.thrivecart.com/women-in-wealth-finance-101-falledit/Connect with Michelle at Women In Wealth: https://www.instagram.com/women_in_wealthReady to stop piecing your financial life together and finally see the full picture? ✨The Financial Blueprint was designed for the woman who’s built something meaningful… but knows there’s another level of clarity, strategy, and intentional wealth waiting for her. If you’re ready to understand how your money is working, where you’re protected, and what your next smartest move should be — this is your next step. Apply for your Financial Blueprint here: https://womeninwealth.co/financial-blueprint/And if you’re ready to build wealth with clarity and confidence, connect with the Women in Wealth community.Connect with Michelle: https://www.instagram.com/women_in_wealthLearn more about Women In Wealth: https://womeninwealth.co/