5192: India’s UPI boom is still a big-city story; Ola vs Ather: Racing beyond volumes; and Govt eyes unified cyber incident platform | Tech3

In today’s Tech3 from Moneycontrol, we look at why India’s biggest cities continue to dominate UPI transactions despite the payment system’s nationwide reach. We also break down how electric two-wheeler makers Ola Electric and Ather Energy are shifting the conversation from market share to margins, cash flow and profitability. Plus, the government is working on a unified cyber response framework as AI accelerates the speed of cyberattacks. And finally, Indian IT stocks are making a comeback, with investors increasingly viewing AI as a growth opportunity rather than a disruption risk for software and IT services companies.