529 Plans Demystified: What Families Need to Know in Today’s Education Landscape

Episode 121: In this episode of the Platinum Talks Wealth Podcast, Jennifer Rogers Markwell sits down with Tricia Scarletta, who leads the education savings business at JP Morgan Asset Management, for a deep dive into 529 plans. Tricia breaks down how 529s work, the surprising range of qualified expenses, from two and four-year colleges to trade schools, apprenticeships, tutoring, K–12 tuition, and even special‑needs supports. She also explains the new ability to roll unused funds into a Roth IRA, a feature that can jump‑start a young adult’s retirement savings. Tricia shares her own family’s journey navigating education planning, highlighting why starting early matters even when the future feels uncertain.  Guest: Tricia Scarlettahttps://www.linkedin.com/in/triciascarlata/ Guests or their company are not affiliated with and/or endorsed by LPL Financial or Platinum Wealth Management.