57. How to Use Your Tax Return to Meet Your Financial Goals

Tax season brings up a lot of emotions — relief, pressure, excitement, and sometimes guilt. And for many people, a tax refund feels like “extra money” that disappears just as quickly as it arrives. In today’s episode, we’re slowing the conversation way down and talking through how to use your tax return intentionally, in a way that actually supports your financial goals and brings more peace into your life. We’ll walk through: Why you don’t need to decide what to do with your refund right away The most helpful ways to use a tax return depending on your season of life How faith and stewardship can guide money decisions without shame or pressure Common mistakes that lead to regret — and how to avoid them A simple framework to create a refund plan that feels aligned and realistic ✨ Resources mentioned in this episode: My budget spreadsheet, debt payoff tracker, + more!  Mortgage Freedom Blueprint (can also be used for regular debt payoff) (You can also bundle these for even more savings!)  As a thank you for being a podcast listener, you can use code HMMPODCAST for 15% off. If you loved this episode, please leave a review! 💕