57 Why Your Credit Report Could Be Costing You Your Home Loan

Every time you shop around for a home loan online, you could be silently damaging your credit score. One missed payment can stay on your file for 2 years. A default? 5 years. Most women have never checked their credit report — and some only find out what's on it when the mortgage is declined. Today, we change that. Victoria Coster is the Founder & CEO of Credit Fix Solutions — Australia's #1 trusted credit repair company. She built it on one radical principle: no win, no fee. She now works with 9,000+ finance brokers across Australia, has expanded into New Zealand, and is developing a financial literacy program for Year 10 students. In this episode we cover: What's actually in your credit report — and the 3 bureaus holding your data (Equifax, Illion, Experian) The 5 data sets that make up your credit score and how long they stay Why shopping around for loans online is damaging your score What one missed payment really does What hardship, divorce and financial difficulty look like on your file The truth about debt management plans — some are a form of bankruptcy What can be fixed, what can't, and when to call in a professional  Your red pill moment starts now. Connect with Victoria: Website: creditfixsolutions.com.au Phone: 1300 436 569  Get your FREE credit reports: Equifax → mycreditfile.com.au Experian → experian.com.au If this episode helped you, please follow the show and share it with someone who's thinking about buying a home or has ever had a financial setback. It could change everything for them. 💗