Psychology of Money: How Emotions Shape Your Financial Decisions

The psychology of money describes the emotional and mental patterns that drive financial decisions, often in ways that work against long-term wealth. In this episode, Ryan explains how early life experiences shape whether someone tends to overspend or oversave, and why those patterns can persist even when the math says otherwise.Ryan admits he fell into market timing with his own cash during a period of uncertainty and fixed it by automating his investments, showing that even financial professionals are not immune to emotional decision-making. Aaron and Ryan talk through how recognizing your own psychology is the first step toward building systems that protect you from your own worst financial instincts.Find "Your Fiscal Physical" the book on AmazonIf you have suggestions or feedback, please email us at: [email protected], as always, Stay the Course!