5N WELLNESS WEDNESDAY - MAKING YOUR 13TH CHEQUE COUNT

Caption: December is here and the 13th cheque has arrived  Before festive spending takes over, it’s worth pausing to be intentional. Financial educator Nicolette Mashile shares practical tips on using this extra income wisely  from clearing debt and building savings to investing in yourself and still enjoying guilt-free treats. Smart choices now can be the difference between January stress and a confident start to the new year.