6.25.26 Land of Opportunity; Alston & Bird's Stephen Ornstein on RESPA; Fed Stress Tests

Today’s episode includes a primer on why recapture rates vary so much across the mortgage industry. Plus, Robbie interviews Alston & Bird's Stephen Ornstein on all things RESPA, as well as how regulation needs to be improved for the modern times we live in. And we close with a look at why the Federal Reserve's latest stress test reaffirmed the resilience of the U.S. banking system. Thank you to Equifax, a global data, analytics, and technology company, which helps mortgage lenders gain the borrower and market insights they need to improve efficiency and make accurate decisions. Access differentiated consumer credit data, powerful consumer and market insights, and income and employment data from The Work Number. The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.