6/27/2026 The Comprehensive Investors Market Update

Spread the Wealth:Join our referral program and earn a free year with Retire By Investing! Share your unique referral link or use the ‘Share’ button on any post to invite friends. Here’s what you can earn:* 5 Referrals: Get a 1-month complimentary subscription ($20 Value)* 10 Referrals: Enjoy a 3-month complimentary subscription ($60 Value)* 15 Referrals: Secure a 12-month complimentary subscription ($200 Value)What’s New:This was AI-Generated from the video.SPY/RSPSPY is below the 50 SMA and below key moving averages — freefall territory if selling continues. Next levels to watch are 712 and then 700, which would be a full retest of the original breakout zone. Not the time to be a hero. Wait for the 21 SMA to catch up and price to base sideways before considering re-entry. Majority of positions moved to cash.RSP is the outlier — still above all moving averages. Rotation into defensive and non-tech sectors like biotech is holding it up. XBI is one area with relative strength but biotech is volatile and not for everyone. Saving mental capital and staying on the sidelines is equally valid here.QQQ/QQQEQQQ rejected the 21 SMA four times — that’s a significant signal. Freefall possible from here. Stuck between the 21 and 50 SMA — no man’s land. Getting back above the 122 area would be constructive but until then no decision is the right decision. Still a bull market overall — this is an intermediate pullback, not a trend change.MDY/IWMMDY grinding near all-time highs — impressive relative strength. But when the broader market is weak even strong ETFs can get pulled down. Better suited for day trades and quick scalps in this environment rather than swing holds.IWM looks explosive from a setup perspective. Small caps could rip hard when they go. Watching closely but not participating in swings just yet given the overall market backdrop.VIXRanging on smaller timeframes but getting above the majority of MAs — that’s the cautionary signal. If the VIX range breaks to the upside volatility spikes and markets likely push lower. Still an intermediate pullback in a bull market but worth monitoring closely. Not aggressively bearish — just cautious.Bottom LineCash is a position. SPY below the 50 SMA with QQQ rejecting the 21 SMA four times is not the environment to force trades. Wait for basing action and the 21 SMA to catch up before re-engaging. Small caps and MDY showing strength but day trade only in this environment — not swing material yet. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit retirebyinvesting.substack.com/subscribe