6.29.26 AI in Mortgage; Clear Capital's Jason Legare on Appraisal Modernization; Implied Volume Implications

Today’s episode includes a look at the practical use cases for AI in mortgage. Plus, Robbie interviews Clear Capital’s Jason Legare on why appraisal modernization adoption remains uneven despite clear efficiency gains, where alternatives such as inspection-based waivers are gaining traction, and the operational and cultural barriers slowing broader acceptance. And we close with a primer on the implications of higher or lower implied volume on spreads and prepayment activity.Thank you to Experian. From lenders and landlords to employers and consumers, Experian helps connect the housing ecosystem with the data and insights needed to make faster, confident decisions. Lead a smarter housing journey with Experian.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.