# 60 Social Security Checks Are Lower Than Many Expected

Social Security checks are less than retirees expect according to a study reported on by USA Today. (The link to the article is below). I have a couple problems with the article first. To begin with it says "future retirees who were surveyed expect to receive $1,628 on average each month. But those surveyed who are already in retirement say they are only collecting $1,257. "That's a big difference," Ambrozy says. "It's like taking a 25% pay cut." There's absolutely nothing odd at all about what a future retiree EXPECTS from Social Security and what a current retiree RECEIVES. Secondly, the article states that the average Social Security check is only $1,410 a month. The implication is that if that is the average check and future retirees are banking on $1,628 a month, there is a big disconnect there. You need to ascertain WHO the average recipient is receiving that check and compare that person to WHO the future retiree is.