#60 - The Annual Financial Checklist

In this essential — and surprisingly entertaining — episode of Frugalocity, Amanda and Richard tackle one of the least glamorous but most important parts of adulting:the Annual Financial Checklist. With their signature mix of humor, real‑life stories, and practical frugal wisdom, they break down the six must‑do tasks every household should review once a year to stay protected, organized, and financially healthy.Amanda kicks things off by reminding listeners that financial housekeeping may not be sexy, but it is a love language. Richard doubles down with jokes, but also with thetruth: a yearly checkup is the difference between calm preparedness and full‑blown crisis mode.Together, they walk through the FivePoint Annual Checklist — plus a bonus sixth step —covering everything from maintaining individual credit profiles, adding each other as authorized users, updating wills and beneficiaries, recording a home inventory, and securely storing key documents. They also highlight theimportance of freezing your credit and locking down brokerage accounts, especially after Amanda’s recent brush with attempted identity theft.But this is Frugalocity — so they don’t leave listeners drowning in seriousness. In the “Frugalocity Spin,” Amanda and Richard show how to turn this checklist into adate night, complete with wine, pizza, or even a lakeside tribute band. They encourage listeners to gamify the process, pair it with subscription clean‑outs, and make it a yearly ritual that feels rewarding instead of dreadful.The episode wraps with a listener challenge and a "Fun, Frugal, Fabulous" segment featuring their recent adventures at Rabun Beach, Angel Falls, and a legendary meatloafsandwich in Lakemont at The Open Door at Alley's Ol' Store.It’s practical. It’s funny. It’s frugal. And it might just be the most important episode you listen to this year. Links &ResourcesFrugalocity WebsiteInstagram: Snoophoggyhawg and Frugalocity2Drink Choffy (use code: Richard15 for a discount)ShampoochieGeorgia Real Estate DepotEncourage Wellness and PerformanceThe Open Door at Alley's Ol' StoreG.o.a.t.landingLadybuy Landing