#61🎙️– Mortgages, Markets & Canada’s Housing Reality – Guest Vince Castagna

This week, Cody is joined by Vince Castagna, owner of UCC Mortgage Co., for an in-depth conversation on mortgages, private lending, and the real forces shaping today’s housing market.Vince shares his path from CPA and commercial banking into mortgage brokerage and private lending, explaining how UCC operates on both the lending and administration side — helping investors deploy capital through private mortgages while guiding borrowers through complex financing situations.They dive into what’s actually happening in Canadian real estate: first-time homebuyer challenges, condo market struggles, purpose-built rentals, immigration and population trends, and why single-family home prices aren’t likely to fall much further. The conversation also explores succession planning, buying established businesses, development fees, construction costs, and why owning real assets still matters long-term.A grounded, honest discussion that cuts through the noise and helps make sense of today’s real estate and financing landscape.Let’s go!