EPISODE · Mar 27, 2025 · 19 MIN
69 - Should I switch contributing to pre-tax account and go all in on Roth (post-tax)
from Peeling Back Money and Life · host Casey Redmond and Mike Dunlop
In this episode of Peeling Back Money and Life, Casey and Mike dive into one of the most debated topics in personal finance: Should you contribute to Traditional (pre-tax) or to Roth (post-tax)? They break down the pros and cons, discuss key factors like tax brackets, future tax rates, and retirement planning, and share practical tips to help you decide. Tune in to discover how to align your contributions with your goals and optimize your long-term savings strategy!ResourcesTax Brackets Federal Tax Brackets Understand your current tax bracket to evaluate the potential benefits of pre-tax vs. Roth contributions.Roth IRA Rules and Limits Roth IRA Rules - Review contribution limits, income eligibility, and withdrawal rules.Roth vs Traditional What is Right for You
What this episode covers
In this episode of Peeling Back Money and Life, Casey and Mike dive into one of the most debated topics in personal finance: Should you contribute to Traditional (pre-tax) or to Roth (post-tax)? They break down the pros and cons, discuss key factors like tax brackets, future tax rates, and retirement planning, and share practical tips to help you decide. Tune in to discover how to align your contributions with your goals and optimize your long-term savings strategy!ResourcesTax Brackets Federal Tax Brackets Understand your current tax bracket to evaluate the potential benefits of pre-tax vs. Roth contributions.Roth IRA Rules and Limits Roth IRA Rules - Review contribution limits, income eligibility, and withdrawal rules.Roth vs Traditional What is Right for You
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69 - Should I switch contributing to pre-tax account and go all in on Roth (post-tax)
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